Investing for income? These charts are useful in the hunt for yield

In the last two years or so, the Australian cash rate has halved, 10-year bond yields have fallen by two thirds and interest rates have resumed falling globally. The hunt for income is a hunt indeed. Ever-lower interest rates and periodic turmoil in investment markets provides an ongoing reminder of the importance of the income […]

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ATO announces first use of Single Touch Payroll Data

ATO deputy commissioner James O’Halloran said they are now focused heavily on SG obligations having recently examined the SG contributions for 75 million payment transactions for the first three quarters of 2018-2019 covering around 400,000 employers. Mr O’Halloran said in a speech to the Australian Institute of Superannuation Trustees 2019 Chairs Forum that between 90 […]

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Granny Flats – As Easy as Apple Pie or a Recipe for Disaster?

It is not uncommon for parents to live close by their children as they age. Usually family members make an informal agreement on where the parent will live and what contribution will be made to the family home. However, family relationships often break down and the consequences can be time consuming, stressful and expensive. In […]

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Managing Negative Online Reviews

In NSW, media companies are now “publishers” on Facebook. They were not until last month, when Justice Rothman handed down his decision against News Corp in the Dylan Voller case (now on appeal). The media companies deny that they are publishers on Facebook because they don’t create or control posts on their websites, so they […]

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Negative rates, QE & other measures the RBA may deploy – Why? Will it work? What would it mean for investors?

Introduction Since the RBA started cutting interest rates again back in June and in the process taking them closer to zero there has been increasing debate that it will deploy so-called “unconventional monetary policy measures” such as negative interest rates and quantitative easing. This debate has hotted up in recent weeks after the escalation in […]

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Businesses next up for ATO visits

Approximately 400 businesses in Victoria and 500 in New South Wales have been tagged for planned visits by the ATO in August and September. It is a part of the 10,000 businesses that ATO is planning to visit each year to target the black economy. The timeframe of the ATO to conduct such visits will […]

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Your Essential 2019 EOFY Checklist

No one wants to pay more tax than they need to or face unnecessary risks. We’ve compiled a list of our top tips for you. Superannuation Opportunities before EOFY  Maximise super contributions Ensure that you have maximised your annual concessional (tax deductible) and non-concessional (undeducted or after-tax) super contributions. The following summarise the contribution caps […]

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Protecting Your Super Legislation: Inactive Accounts & Insurances

The Protecting Your Superannuation (PYS) Package Bill was passed by Parliament in February 2019 and is designed to protect member balances and hold trustees more accountable. The Package introduces a number of changes, including a complete ban on exit fees, a cap on fees for low balance accounts, insurance cancellation for inactive accounts and transferring […]

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Protecting Your Super Legislation: Inactive Low-Balance Accounts

The Treasury Laws Amendment (Protecting Your Superannuation Package) Act 2019 introduced a new category of accounts that need to be reported and paid to us – inactive low-balance accounts. To protect accounts from fee erosion, inactive low-balance super accounts will be transferred to us and, where possible, we will proactively consolidate your super on your behalf. Inactive Low-Balance Accounts […]

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Left Out Of A Will, Want To Put It Right?

Where’s there’s a Will, there’s sometimes a Way – to upturn it. Karl Lagerfield died last month.  According to Le Figaro, his cat Choupette was to inherit a good bit of his estimated $300 million fortune.  She’s no retiring feline, this one, she has her own Instagram account.  Here is an image of Choupette with […]

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