Digital Assets & Estate Matters: What happens to your online data after your death?

In today’s world nearly everything is digital, cloud storage is used for your personal files, Facebook for your social calendar and LinkedIn for your career. Most people have adjusted to technology taking over their life, but few realise that their digital footprint can also pose a real problem after your death. Digital platforms are required […]

Read more

What the ‘trade wars’ mean for investors

Two weeks ago, US President Trump announced he was putting tariffs on Chinese exports to the sum of US$50 billion, escalating the so called ‘trade war’ between China and the United States. Dr Shane Oliver, Chief Economist, explains what this could mean for investors. This year I’ve been talking a lot about many of the geopolitical […]

Read more

Tax Deductions: The danger zones

A recent Parliamentary Inquiry into Tax Deductions created some fairly sensational headlines about what and how deductions are being claimed – $22 billion worth to be exact.  In Australia, tax deductions are available for expenses incurred in producing assessable income. These are generally work-related deductions or investment related deductions. And, unlike some other countries, these […]

Read more

Australian’s love affair with debt – how big is the risk?

Key points Household debt levels in Australia are high compared to other countries and are still rising. The rise is not as bad as it looks because it’s been matched by rising wealth and debt servicing problems are low. However, this could change as interest rates rise and if home prices fall sharply. The trigger […]

Read more

Is your Trust paying a Land Tax surcharge?

Changes to the NSW Land Tax Legislation – unintended consequence for all Trusts which own residential property A new land tax duty surcharge applies to residential land owned by foreign persons. Discretionary Family or Hybrid Trusts are automatically caught by these new provisions irrespective of whether a foreign individual is associated with the trust. We […]

Read more

There are tens of thousands of SMSFs currently hanging in the balance

It is no surprise that with the raft of changes recently introduced that the Australian Taxation Office (ATO) are once again focussing their attention on Self-Managed Superannuation Funds (SMSFs). Recently the ATO’s outgoing director of superannuation indicated that around 40,000 funds had not met their lodgement obligations and were at risk of being made non-complying […]

Read more

Getting your affairs in order – what is an appointment of Enduring Guardian?

An Enduring Guardian is the person you appoint to make personal, health or lifestyle decisions on your behalf should you lose the capacity to make them for yourself. When you appoint an Enduring Guardian, you choose the decision-making powers your Enduring Guardian will have. For example, you can authorise your Enduring Guardian to decide where […]

Read more

Are we heading for a Santa Rally this year?

The so called Santa Rally is a real phenomenon – there’s evidence to suggest stocks rise around the time leading into Christmas. However, Dr Shane Oliver highlights a few headwinds that need to be overcome for stocks to follow the same trend this year. You don’t have to believe in Christmas miracles to be hoping […]

Read more

2016-17 saw strong returns for investors – 5 Reasons why returns are likely to be solid in 2017-18

 Key Points  Despite a lengthy list of worries including Brexit, Trump and messy Australian growth, the past financial year saw strong returns for diversified investors as shares recovered from a rough time in 2015-16. Key lessons for investors from the last financial year include: turn down the noise around financial markets, maintain a well-diversified portfolio; […]

Read more

1 2 3 4
top